Business Line of Credit

A business line of credit gives small businesses ongoing access to revolving capital, allowing them to only pay for what they draw.

Business owners may prefer a business line of credit when handling seasonal cash flow gaps, immediate or unexpected expenses, and for working capital. When a business owner does not foresee the need for a sizable loan amount, a business line of credit often becomes useful for the interim.

See if you qualify


Maximum Amount

$3,000 to $500,000

Interest Rate

7 to 22%

Term Length

6 months to 5 years

Processing Time to Fund

As fast as 24 hours

Repayment Frequency

Weekly, Monthly

Pros & Cons

  • Access to Capital when needed
  • Only pay interest on funds drawn
  • Can build credit
  • Suitable for a wide range of business purposes
  • Higher rates for lower credit scores
  • May require collateral

Minimum Qualifications

Annual Revenue


Credit Score


Time in Business

6 months+

See Your Funding Options Today.

Let's get started