
Business Line of Credit
Flexibility and Peace of Mind Bundled into One
Get ongoing access to funds up to a maximum credit limit and only pay interest on the amount you draw.

Loan Amount
$5,000 to over $1 Million

Interest Rate
7% to 25%

Term Length
6 months to 5 years

Time to Fund
As fast as 1 day
Pros
- Capital available for use when needed
- Only pay interest on what you draw
- Great way to build credit
- Can address a wide range of business purposes
Cons
- higher rates for lower credit scores
- may need to provide updated documents upon each draw
- may require collateral
Compare to other loan types
Loan types | Max amount | Interest rate | Speed |
---|---|---|---|
Business Line of Credit | $5K to over $1M | 7% – 25% | As fast as 1 day |
SBA Loan | $5K – $5M | Starting at 7.75% | As fast as 2 weeks |
Business Term Loan | $25K to $500K | 7 – 30% | As fast as 2 days |
Invoice Financing | Up to 100% of invoice value | Roughly. 3% + % per week outstanding | As little as 1 day |
Equipment Financing | Up to 100% of equipment value | 7% – 30% | As fast as 2 days |
Short-Term Business Loan | $2.5K – $250K | Starting at 10% | As fast as 1 day |
Merchant Cash Advance | $5K to $500,000 | As low as 1.15 | As fast as 1 day |

Business Line of Credit
A flexible cushion that’s ready – even when you’re not!
Surprises happen, but it doesn’t mean you can’t be prepared.
With a revolving business line of credit, you can get ongoing access to funds, pay interest only on what you use, and save on interest by paying off early.
It’s there if you need it, replenishes when paid down, and you’re under no obligation to use it.
So the next time something unexpected comes along, just know that you can have a safety net available to bridge the gap.
Minimum Qualifications

Annual Revenue
$100,000

Credit Score
550+

Time in Business
6 months+
Minimum Documents Needed to Qualify
- Business Bank Statements
Ready to See your Options?
It’s free to apply and it won’t impact your credit